Goals | Actions | Results
Why BanCorp Is Better:
Given the complexities of any real estate purchase opportunity your family's vision requires a real estate firm with the strategy, expertise and agent specific service excellence to make it a reality. BanCorp Realty® has built a reputation for capitalizing on transactions for home buyer's creating value in the near term and equity in the long term.
Up and above our impressive technology is a multi-capable, results-driven real estate professional dedicated to your family's vision, goals and ultimate successes. Each of our Orange County real estate agents work hard every day turning families dreams into realities and we are excited about representing you in the purchase of your new home.
Where are you going? We won't find out by holding a one-way conversation with ourselves. God gave us two ear's and one mouth for a reason, and we are really good listeners. Once we understand your vision, we now have a shared purpose and your BanCorp Orange County Real Estate Agent is willing to do what it takes! We just have to figure out how to get there: At BanCorp Realty® there is always a way to get there. We are here to deliver real-world actionable buyer solutions to a complex Orange County real estate market, one client at a time.
Don’t Even Consider Making An Offer On A Home Without Having A Loan Pre-Approval In Your Back Pocket.
If you are in the process of looking for your first home or your next home and are not yet pre-qualified for your home loan, stop what you are doing and put this important step of the home-buying process behind you. If you wait to the last minute you might be delayed, frustrated or worst sitting on your hands. UBC Direct Lending Group can provide you with advice on everything from low down payment lending programs such as FHA's 3% down purchase program to FannieMae and FreddieMac's traditional 20% down financing programs - and everything in between including no income verification lending financing programs for self-employed borrowers to hard to prove income clients. This is just another way that BanCorp Realty® makes the home buying process in Orange County easier and faster™
Selling Your Orange County Home in 5 Simple Steps:
1) Choose your BanCorp Realtor®
We make it easy to find and choose the BanCorp Realtor® that’s right for you. We are active in all of the local neighborhoods and communities in Orange County and make it easy for you to contact one of them. Work with a trustworthy real estate professional that you can be confident and comfortable with.
2) Ready | Set | Go
We can provide you with inside Information for getting your home in tip-top shape and looking its best so potential home buyers can easily imagine themselves as the new home buyers. Your BanCorp REALTOR® knows that potential buyers get an impression of your home, either positive or negative, within 30 seconds of walking through the door. Having them see your home in top-notch selling shape is an absolute must, and BanCorp Realty knows what works and what doesn’t.
3) Setting the Correct Home Sale Price
BanCorp Real Estate Group employs sound pricing strategies helping you avoid the overpricing trap, a far smarter approach to effective real estate sales and consistent with our Truth in Real Estate Policy. Similar homes, via a Comparative Market Analysis (CMA): Your BanCorp Agent will provide a professional analysis that goes deep into marketplace stats about recent sales and current listings similar to your home in size, age, condition and features – relevant to your local neighborhood and community. Sales within the past three to five months are especially significant.
4) Spreading The Word
After we have accurately priced your home for sale we will make it stand out against your competition in an aggressive Orange County seller's market. BanCorp Realty accesses a vast referral network, enabling us to connect with potential buyers across town or around the world. When combined with an aggressive marketing campaign zeroing in on your high probability home buyers through targeted world-wide-web marketing, innovative and imaginative print media and surrounding ground traffic, you have a winning combination of viral, potent marketing exposure.
5) Sold!
Once we have located the right buyer and you have accepted the offer, with a shirt-sleeve approach your BanCorp Realtor® will lead you through the remaining closing process insuring everything goes smoothly and you are informed of all the processes that are finalizing. In just a short time you are moving into the home you deserve and onto the next stage of your family’s life.
We know Orange County real estate:
Bancorp Real Estate Group® has powerful information at its fingertips and this real-time real estate market data combined with real-world Orange County community and neighborhood specific experience helps us close transactions in less time, avoiding pitfalls and snares that might delay or even ruin a purchase offer on your existing home or a solid offer on your next dream home, in that perfect neighborhood before the home ever had the opportunity to even become public on the MLS. We put the power of our innovation and knowledge, a constant source of fresh new ideas that work, in this constantly changing real estate market to work for you.
We understand your family's dreams
Putting the power of real estate to work for you – Real Estate in Action. When you are investing in your family's future let Bancorp Realty® assist you in maximizing the return on your investment. Buying and selling real estate can be a very rewarding investment – up and beyond the pride and accomplishment of home ownership. When you factor in the year-after-year growth, it can be one of the best and safest investments you can ever make. BanCorp REG® wants to be and is committed to being the best real estate company in South Orange County.
We want to be your Realtor for life:
Our services go far beyond the close of the real estate transaction. We want to be the only real estate company that your family will ever need. When we sell your home, we want you to be so pleased with our service that you will be proud to have us represent you when you purchase your next home. Our services go way beyond handing you the keys to the home and wishing you the best of luck in the future. We didn't lead you through this transaction simply seeking a commission: no we jumped into it enthusiastically, hook-line-and-sinker, hoping to not only earn your trust, but your confidence demonstrated in your willingness to refer clients to BanCorp Realty down the road - the ultimate compliment for an organization used to operating out in full view for everyone to see, review and critique.
Leaders by action and attitude - not words
As kids we all played follow the leader. Being a follower was okay, but when we where the head honcho we had the best fun, creating innovative paths and interesting actions for everyone else to follow. In real life finding a real estate company with real estate professionals who can lead from the front is very rare: Fear of failure, lack of vision, sanctioned incompetence by management are just a few reasons why real estate companies today end up settling for ordinary and average instead of excellent. BanCorp Realty is committed to being the best entrepreneurial based real estate company in Orange County.
BanCorp Real Estate Group leads from the front by walking our talk, honoring our commitments, telling the truth as fast as we can, under promising and over delivering, paying attention to details, giving back and treating good people with kindness, consideration and care. Managing real estate transactions through integrity representing a strategic advantage, never misleading or misrepresenting what our real estate products and services can do for an individual or family: providing world-class service that is not lacking, and in great demand in the South Orange County real estate marketplace.
Bancorp Realty believes that all of us want to be on fire and passionate in what we do, and we believe that each of us wants to make a positive difference in our lives, our family's lives and the lives of the families in the local South Orange County communities that we serve in. This is how and why BanCorp Real Estate Group leads from the front - by serving our client. When we shift the focus off of ourselves and refocus the attention on our clients, we are being genuine and sincere and have started to win a client's trust and confidence.
We are a Purpose-Driven Company and we believe that the real estate industry is ready to start hearing fresh new words revolving around acts of, gratitude, patience, loyalty, kindness and goodness: not gossip, back-biting, self-centered, do-whatever-it-takes-to-get-to-the-top type of thinking. BanCorp Realty puts people before profit and show a genuine concern for the success of our clients in the real estate transaction. We believe that our actions speak louder than our words – and God gave us two ears and one mouth for a reason, you will find that we are really good listeners over here at BanCorp Realty: knowing that we can better represent you buy listening to your needs than telling you what a great company we are! We have been serving Orange County real estate since 1995.
Greg Steinaker
BanCorp Realty
When you are ready to sell your South Orange County home for sale is important to note that only a very few percent of these homes transaction are actually sold by real estate agencies outside this localized area. When you take into account the luxury market, custom coastal real estate market and ocean view properties this percentage drops even further. The main reason for this is because the big national real estate companies are really “players” and they don’t move Orange County real estate as it would seem by their presence on the internet. The professionals who know the local neighborhoods and communities within Orange County are the ones who are actually buying and selling the homes – you might say that BanCorp Realty® is the straw that stirs the drink.
BanCorp Realty positions your home to be aggressively marketed locally, regionally, nationally and globally so buyer’s everywhere can easily view and locate our listings both on our leading-edge user-friendly website, as well as the best known most widely used internet portals for search Orange County real estate including: Realtor.com, Trulia, Zillow, Yahoo Real Estate, MSN, Homes.com, HomeSeeker’s and every other “boutique” website that will get other qualified buyer’s eyes on our clients homes for sale. If the website is relevant and making a difference, BanCorp Realty will showcase the home for sale there: this is just another reason why we are making ripples which are turning into waves in the Southern California real estate industry.
Bancorp Real Estate Group is willing to take calculated marketing risks whenever we are able to position our client for a potential large net gain or an easier and faster™ real estate transaction that will directly benefit our client. We take audacity to unexpected levels when are marketing a home, this is why we are one of Orange County’s fastest growing real estate agencies – serving Southern California since 1995.
Don't Use An Average Real Estate Agency When You Can Use Excellent...
Part 2
If the real estate company that you are using to sell your home has a strict marketing review process that requires each new marketing idea that might assist the home owner in selling their home easier and faster – they are stubborn and using an old-school marketing model. If your Realtor has to jump through hoops and go across steep hurdles and submit materials to committees before they can advertise your home the way it needs to be advertised to draw the top market value you deserve – you are using an antiquated real estate agency. BanCorp Realty is willing to be audacious and disrupt the Orange County real estate market which will directly benefit the Orange County homeowners that we represent, allowing them to directly realize a greater return on the sale of their home, selling it faster and far more effectively than other agencies.
Because BanCorp Real Estate Group is innovative and imaginative it leads to huge financial rewards for our clients: we are not afraid to take risks when we know that our clients stand to benefit directly from them. Increasing audacity in Orange County real estate means that we refuse to be boring and predictable. Our risk/reward business model stands in direct opposition to the existing timid, non-competitive business marketing structure which is prevalent across Orange County real estate. BanCorp is not the biggest Orange County real estate brokerage, but this is a good thing – quick and efficient, practical decision making in real-time, real-world environments is exactly why BanCorp is known as the Orange County Real Estate Zephyr™.
Don’t Hire Average When You Need Excellent
Part 1
Is your Orange County real estate company boring average or ordinary? If the first thoughts that come to mind when you think about your current real estate company are mundane, tedious and stale you are likely working with an ordinary company - and your reward potential dropped exponentially as you are now settling for less than the best and are undoubtedly going to receive less than the highest value for your Orange County home.
When you hire a Realtor® you must be absolutely certain that the cost of hiring an average real estate company will not be greater than the reward it ultimately brings in(if your realtor is leaving money on the table you are in essence paying an additional fee, right?). BanCorp Realty® pushes ideas further. We make them more audacious, and then turn them into realities for the homeowner in the form of more cash-equity in their Orange County home.
BanCorp Real Estate Group® knows that the Orange County real estate market favors and highly rewards innovative ideas and risk taking, and severely penalizes tiresome and uninteresting ones: why would you want to hire a boring, monotonous Orange County Realtor?
BanCorp Realty recently wrapped up February 2014 with more users visiting and using our website and corresponding web services than ever before. That’s a very long way from zero hits, zero users when we first launched our fully revamped leading-edge user friendly Orange County real estate website back in 2013. BanCorp Real Estate Group was never created to be a “flash-in-the-pan” Orange County real estate agency or a “one-hit-wonder” either, our management believes that there is no finish line to the race and BanCorp Realty has barely even left the starter’s block.
One of BanCorp’s goals through our interactive real estate website was to redefine how a homebuyer or home seller interacts with their real estate agency – and we believe that we are accomplishing this better and better each and every day. The current real estate transaction problem is obvious especially when you factor in the national corporate entities. BanCorp knows that if we continue to hire only the most excellent talent in the real estate industry and stand firm to a commonsense approach to real estate yet not be afraid to take the warranted risk, we will thrive in a very boring Orange County real estate marketplace that not only supports, but even condones a lack of audacity.
BanCorp Realty is launching a very aggressive marketing campaign across South Orange County beginning March 6th, 2014 and our management is excited because the campaign is centered solely on BanCorp Realty brand awareness. A major press release is scheduled for this week with strategic signage being placed in all sixteen major operating cities and eighty-four communities and neighborhoods that BanCorp Realty currently offers real estate services in. The focus of the Orange County marketing campaign will focus on two of BanCorp’s two strongest marketing components: homes | families | dreams and easier and faster™ Orange County real estate.
BanCorp Realty is expecting to increase its daily web traffic to www.bancorprealty.com by over 2,000% through this ambitious brand awareness marketing campaign. For more information about BanCorp Realty you can email: careers@bancorprealty.com or admin@bancorprealty.com
If you are an Orange County home buyer you are going to need to have saved up more than just the down payment – but the good news is that the seller pays all of the commission to the Realtor. Your BanCorp Real Estate professional will pull you through the buying process instead of pushing you through the process – a huge difference! If you have bought a Orange County home before you are aware that there are other additional fees involved in the process, if you haven’t, the list below will help you to prepare to become an Orange County first time homebuyer, congratulations!
What are closing costs?
Not only does the Orange County home buyer need to bring cash to the closing table for the down payment, but also they need to have cash in reserves for other closing costs associated with securing the home. Those costs can include items like pre-paid taxes and fire insure (hazard insurance) and other things required to fund the borrower's impound account set up by the lender, along with title insurance and recording fees, among others.
These fees are in addition to the homes agreed upon purchase price. If closings costs are not figured correctly, the sale may possibly be affected. It's not common, but real estate closings have fallen apart because the buyer did not correctly calculate that amount of money they needed to close with.
In Orange County, CA buyers are normally going to pay the following closing costs:
- Fees for obtaining their own mortgage
- Inspection fees on the home to see if there is anything wrong
- Homeowner's insurance which is prepaid one year in advance
- Property taxes which may or may not be impounded
- Transfer taxes
- Title insurance and settlement fees
- Escrow Fees
- Real estate commission (in some cases, a portion of this may be paid by the buyer)
- Termite repairs and usually any other repairs needed to be done unless the home is sold “as is”
- Transfer taxes
- Title insurance and settlement fees
- Escrow fees
The good news for the buyer is that they don’t have to pay any Orange County real estate commissions to their BanCorp real estate professional, all of the commissions are paid by the seller. This is great reason to hire a BanCorp Realtor as an Orange County exclusive buyer’s agent. BanCorp Realty has been representing Orange County home buyers since 1995 and we are experts in all aspects of the home buying process. You can trust a BanCorp real estate professional to guide your family through the real estate transaction easier and faster than anyone else.
Greg Steinaker
